5.50
CK97
IMPORTANT NOTE: The 6 month CD at 5.50 % APY is NOT available at Citibank Financial Centers. In order to get a 6 month CD at 5.50 % APY you must apply online or by calling 1-800-374-9500 and mention offer code: CK97

Annual Percentage Yield (“APY”) applies to new Citibank 6-month Certificate of Deposit (CDs) and is current as of 06/27/2006 . You earn the APY in effect on the day your CD is opened. Minimum opening deposit is $500, which cannot be transferred from an existing Citibank account. A checking account is required to open a 6-month CD. Penalties apply for early withdrawal.

To apply for a 6 month CD, you must have or open a checking account in the Citibank® EZ Checking, Citibank Account,
Citibank Everything Counts Account or Citigold® Account relationship package.

1 Citibank Online is available to any person with a Citibank(r) Banking Card. If you have any questions about accessing the site, please call customer service at 1-800-374-9700.

2 In order to use the Online Bill Payment service, you will need to have a checking account linked to your Citibank Banking Card.

†Citibank EZ Checking package is free of monthly maintenance fees and per-check fees with 2 or more qualifying electronic bill payments from, or a direct deposit to, a Regular Checking account during the monthly statement period. Otherwise, when the $1,500 minimum balance requirement is not met, your package will be subject to a maintenance fee and a per-check fee. Qualifying electronic bill payments are individual or recurring bill payments that you make to a third party: by preauthorized transfer; using Citibank Online: or using CitiPhone Banking® bill payment service. Staff assisted bill payments are subject to monthly service charge of $4.95. Payments you made by check do not qualify. Regular checking accounts do not earn interest.

*Forbes.com's Best of The Web chose Citibank Online as its favorite online banking site in its Spring 2005 issue.

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