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The 0% APR does not apply to Cash Advances |
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The 0% APR may increase if you default under any cardmember
agreement you have with us because you pay us late, go over your credit
limit or have a returned check
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Balance Transfer fee applies with this offer |
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Your payments will be applied to low APR balances before
higher ones |
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*TERMS AND CONDITIONS:
Length of your introductory period will be 0.0% for 12 months from the date of cardmembership
on purchases and balance transfers or 0.0% for 6 months from the date of cardmembership for
balance transfers and purchases depending on our review of your application and credit history.
After the promotional period ends, the standard variable purchase APR will be applied to any unpaid
purchase and balance transfer balances. The standard variable APR for purchases is either 6.74%
Rate 1, 10.74% Rate 2 or 14.74% Rate 3
in that order based on our review of your application and credit history. The standard APR for cash
advances is a variable 19.99%. However, if you default under
any Card Agreement that you have with us, we may automatically increase the rate on all balances
(including any promotional balances) to a variable default rate of 28.99%.
The minimum finance charge is $.50. Foreign purchase transaction fee is 3.0% of the purchase amount
after its conversion into U.S. dollars. The transaction fee for cash advances is 3.0% of each
cash advance, minimum $5. The transaction fee for balance transfers is 3.0% of the amount of
each balance transfer, $5 minimum.
© 2008 Citibank (South Dakota), N.A. Citi, Citi with Arc Design, Citibank
and Diamond Preferred are registered service marks of Citigroup Inc.
MasterCard® is a registered trademark of MasterCard International Incorporated. |
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