• ThankYou Network is offered to certain cardmembers (“you”) at the sole discretion
of Citibank (South Dakota), N.A. (“we”), the issuer of your card account (“Card
Account”). ThankYou Network or any portion thereof may be revised or terminated
with 30 days prior written notice. Any revisions may affect your ability to use the ThankYou Points you have already accumulated. If ThankYou Network is terminated, you will only
have 90 days from termination date to redeem all your accumulated ThankYou
Network points ("ThankYou Points"). ThankYou Network rewards and the ThankYou Point levels required for specific rewards are subject to change without notice.

• Unless you are participating in a limited-time promotional offer, you will earn one
ThankYou Point for every dollar you spend on purchases (no other transactions
qualify to earn ThankYou Points).

• You can earn up to 100,000 ThankYou Points during any calendar year (eligible
purchases appearing on your January–December billing statements). You may earn
ThankYou Points as long as your Card Account is open and current. ThankYou
Points expire three years from the end of the month in which they are
earned unless ThankYou Network is terminated.

• If you are approved for a Card Account, a ThankYou Network Member Account (“ThankYou Member Account”) will be set up for you. ThankYou Points post to your Card Account at the close of each billing cycle, and at that time we will transfer ThankYou Points you earned to your ThankYou Member Account. ThankYou Points are not eligible for redemption until they are transferred to your ThankYou Member Account. ThankYou Points may not be redeemed and may be lost if your Card Account is not open or current.