With this card, you simply get what you want. Great value – from everyday purchases to transferring a high rate balance.
For the first 12 months, save with 0% APR on balance transfers and purchases. No balance transfer fees with this offer.

The 0% APR does not apply to cash advances.

Please keep in mind, the 0% APR may increase if you default under any cardmember agreement you have with us because you pay us late, go over your credit limit, or have a returned check.

Your payments will be applied to low APR balances before higher ones.

We monitor your card for fraudulent use. If you're ever the victim of ID theft, we'll help you work with the credit bureaus and authorities to get your life back in order - a free service to all Citi Cardmembers.
Learn About the Other Benefits of Citi Simplicity

Contact us