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NO PURCHASE OR APPLICATION NECESSARY TO ENTER OR WIN. The Citi® "Hit The Road" Sweepstakes (the "Sweepstakes") consists of random drawings for a Car, $20,000, and Weekly Prizes for the Sweepstakes. The Sweepstakes is open to legal residents in the forty-eight (48) contiguous United States and the District of Columbia, who are eighteen (18) years of age or older as of 5/31/02. Employees, officers, volunteers, and directors of Citibank, N.A., America Online, Inc., Ford Motor Company and their respective parent companies, affiliates, subsidiaries, consultants, contractors, public relations, fulfillment, marketing advertising and promotion agencies and members of their immediate families (parents, children, and siblings and their respective spouses) and their household members (whether or not related) are not eligible. This Sweepstakes is subject to all applicable federal, state and local laws and regulations. Void where prohibited by law. Entrants agree to be bound by these Official Rules and their participation constitutes acceptance of the terms and conditions contained herein. Failure to comply with the Official Rules will result in disqualification.

This Sweepstakes is sponsored by Citibank, N.A. (the "Sponsor").
1. TWO WAYS TO ENTER: The Sweepstakes starts at 12:00 PM (ET) on 5/31/02 and ends at 5:00 PM (ET) on 7/03/02 (the "Entry Period"). Entries submitted before or after the corresponding entry/ending date(s) listed in the chart below are void.

There are two ways to enter:
A) If you have received an email or see an online banner containing a link to the Citi® "Hit The Road" Sweepstakes, click on the link and follow the on-screen entry instructions by submitting your email address and zip code and you will automatically receive one (1) entry into the Car drawing.

Once you have entered the Car drawing, you will receive your choice of an online application for the Citi® Driver's Edge Platinum Select Card or an online application for a Citi® DriveHome Loan. Click on the appropriate link and follow the on-screen entry instructions to complete and submit all required fields on the online application form you chose and you will automatically receive one (1) entry into the $20,000 drawing and one (1) entry into the applicable weekly drawing(s) (see chart below). Entrant will receive entries regardless of whether their application is approved.
B) To enter by mail, hand print your complete name, address, zip code, daytime phone number, email address, and birthdate on a 3" x 5" piece of paper, apply postage and mail in an envelope to: Citi® "Hit The Road" Sweepstakes, P.O. Box 5690, Ellenton, Fl 34222-5006. (If you do not have an email address, write "No email.") Mail-in entries must be received by 7/11/02 for entry into the applicable random drawing(s) (see chart below). On the day an eligible mail-in request is received, the mail-in entrant will receive an entry into the Car drawing, the $20,000 drawing, and the applicable weekly drawing(s).
Limit one entry per person for each drawing, regardless of method of entry. No photocopies, reproductions or facsimiles of game materials or entries generated by an agent, or by script, macro or other automated means are allowed. All entries become the property of the Sponsor and will not be acknowledged or returned. Online entries will be deemed made by the authorized account holder of the email address submitted at time of entry. The authorized account holder is defined as the natural person who is assigned an email address by an Internet access provider, online service provider or other organization that is responsible for assigning email addresses or the domain name associated with the submitted email address. Sponsor may require proof to its satisfaction of entrants' registered subscriber status. Entrant is responsible for notifying Sponsor in writing of any changes to the entrant's email address after entry submission.
Entries that are late, inaccurate, corrupted, damaged, lost, incomplete, postage-due and/or illegible are void and will not be accepted. The registration information you provide upon entering the Sweepstakes will only be used in connection with this promotion unless you otherwise consent. Internet access and usage charges applicable to an entrant's account, and/or any usage charges applicable under entrant's pricing plan and any applicable taxes will continue to apply while an entrant is online in connection with this Sweepstakes, and will be the sole responsibility of such entrant.
2. SELECTION AND NOTIFICATION OF WINNERS.

RANDOM DRAWINGS:
Winners will be selected from all eligible entries received for the applicable drawing by Promotions.com, Inc., an independent judging organization, whose decisions are final and binding on all matters pertaining to this Sweepstakes.

Car Drawing: One (1) Car winner will be selected in a random drawing on or about 7/12/02 from all eligible entries received for this drawing during the Entry Period.

$20,000 Drawing: One (1) $20,000 winner will be selected in a random drawing on or about 7/12/02 from all eligible entries received for this drawing during the Entry Period.

Weekly Prizes: For each week of the Entry Period (as set forth in these Official Rules), one (1) Weekly Prize winner will also be selected in a random drawing from among all eligible entries received by the times and dates listed in the chart below for the applicable drawing. All eligible entries that are not selected in a weekly drawing will be included in the subsequent weekly drawing(s). A total of five (5) weekly winners will be selected.

Weekly Drawing Grid
Drawing Start Time & Date End Time & Date Mail-ins Received By Drawing Date
Week 1 12:00 PM (ET) on 5/31/02 11:59 PM (ET) on 6/6/02 6/13/02 On or about
6/14/02
Week 2 12:00 AM (ET) on 6/7/02 11:59 PM (ET) on 6/13/02 6/20/02 On or about
6/21/02
Week 3 12:00 AM (ET) on 6/14/02 11:59 PM (ET) on 6/20/02 6/27/02 On or about
6/28/02
Week 4 12:00 AM (ET) on 6/21/02 11:59 PM (ET) on 6/27/02 7/5/02 On or about
7/8/02
Week 5 12:00 AM (ET) on 6/28/02 5:00 PM (ET) on 7/3/02 7/11/02 On or about
7/12/02
Any entrant who is selected in a drawing under this Sweepstakes shall be deemed a potential winner, and such entrant and his/her entry shall be subject to verification and the requirements of these Official Rules. Potential winners will be notified by email/mail and may be required to sign and return an affidavit of eligibility and a liability and (where legal) publicity release within ten (10) days of issuance of these notification documents. If any prize/prize notification is undeliverable, or if a potential winner fails to properly sign and timely return the affidavit and releases or in the event of non-compliance with any of the requirements of these Official Rules, the prize will be forfeited in its entirety and an alternate potential winner will be selected at random from the remaining eligible entries received for the applicable drawing. If the winner is under the age of majority in his or her state of legal residence, the prize will be awarded in the name of the winner's parent or legal guardian.
3. PRIZES.

Random Drawings:

Car (1): 2003 Ford Expedition Eddie Bauer 4x2 with a 4/6L engine. Manufacturers Suggested Retail Price is $37,000.

$20,000 (1): $20,000 awarded in the form of a check. Retail Value is $20,000.

Weekly Prizes (5): Each Weekly Winner wins $1,000, awarded in the form of a check. Retail Value of each Weekly Prize is $1,000.

Car winner a) must take delivery of vehicle through a dealership selected by Ford near winner's residence within 60 days of notice of availability or prize will be forfeited and awarded to an alternate; b) must provide evidence of insurance, in a form acceptable to Sponsor, at time of delivery; and c) will be responsible for registration, license, title and insurance fees, and any options added to the vehicle at winner's request. Winners are solely responsible for paying all applicable federal, state, and local taxes and all other expenses associated with the acceptance and/or use of prize. Weekly prize winners are not eligible to win $20,000 prize. Limit one weekly or $20,000 prize per person/email address/household.

Total Retail Value of All Prizes: ($62,000). Odds of winning will depend upon the number of eligible entries received. No substitution or transfer of any prize is allowed other than as explicitly stated herein, unless approved by Sponsor. Sponsor reserves the right to substitute a prize (or a portion of any prize) of equal or greater value in its sole discretion. Any trademarks used in this promotion are the property of the respective trademark owners and are used herein for identification purposes only.

4. DISCLAIMER.
All entries become the property of the Sponsor and will not be returned or acknowledged. By entering, entrants assume all liability for any injuries or damages caused or claimed to be caused by his or her participation in this Sweepstakes and/or the acceptance and/or use of any prize, and agree to release and hold harmless the Sponsor, Promotions.com, Inc., any Internet, telephone, or other service providers, America Online, Inc., Ford Motor Company, or any other entity associated with this Sweepstakes, their parents, affiliates, subsidiaries, advertising and promotional agencies, and each of their officers, directors, shareholders, agents, employees, designees, successors and assigns (the "Released Parties") from and against any and all claims, actions, and/or liability in connection therewith. Entrants acknowledge that the Released Parties have neither made nor are in any manner responsible or liable for any warranty, representation or guarantee, expressed or implied, in fact or in law, relative to the prizes, including, but not limited to, its quality, except for the standard limited warranty provided with the prize. The Released Parties assume no responsibility for any injury or damage to entrant's or to any other person's computer relating to or resulting from entering this Sweepstakes or the access to and/or downloading of materials or software in connection with this Sweepstakes. The Released Parties are not responsible for technical, network, telecommunications, hardware, software, or telephone malfunctions of any kind, lost or unavailable network connections, or failed, incorrect, incomplete, inaccurate, garbled, stolen, misdirected, lost, damaged, postage-due or delayed electronic communications or entries caused by the user or by any of the equipment or programming associated with or utilized in this Sweepstakes or by any human or other error which may occur in the processing of the entries in this Sweepstakes. Sweepstakes entries that are fraudulent, tampered with, illegible, mechanically reproduced or otherwise altered are automatically void. Entry constitutes permission (except where prohibited by law) for Sponsor, America Online, and their designees to use winner's name, city, state, likeness, voice, biographical information and statements made by winners for purposes of advertising, promotion and publicity in any and all media, now or hereafter known, throughout the world in perpetuity without additional compensation.

Citibank, N.A., America Online, Inc. and Ford Motor Company disclaim any and all liability arising from the administration and implementation of this promotion.

5. ADDITIONAL RULES.
Sponsor reserves the right to cancel, suspend or modify the Sweepstakes if any fraud, virus or other technical problem corrupts the administration, security, integrity or fairness of the promotion or if there is improper play of the Sweepstakes, as determined by Sponsor in its sole discretion. In the event of cancellation, Sponsor reserves the right to award the prizes not already awarded to a verified winner in a random drawing amongst all eligible entries received up to the time of the action or event warranting such cancellation. Entrants agree to abide by these Official Rules and by the decisions of the judges, which are final. Sponsor reserves the right in its sole discretion to disqualify any individual it finds to be tampering with the entry process or the operation of the Sweepstakes or to be acting in violation of these Official Rules or in a disruptive manner. Any attempt by any person to deliberately undermine the legitimate operation of the Sweepstakes may be a violation of criminal and civil law, and, should such an attempt be made, Sponsor reserves the right to seek damages from any such person to the fullest extent permitted by law. Sponsor's failure to enforce any term of these Official Rules shall not constitute a waiver of that provision.
6. WINNERS LIST:
For a list of winners (available after 8/9/02), send a self-addressed, stamped envelope, to be received by 7/12/02, to: Citi® "Hit The Road" Sweepstakes, P.O. Box 5410, Ellenton, FL 34222-5004.
7. GENERAL INFORMATION: This Sweepstakes is conducted in English (which will be given its everyday ordinary meaning) and any and all disputes will be resolved in the appropriate courts in the State of New York in the United States, exclusively, and subject to the laws of the State of New York, without regard to any conflict of laws principles. Sponsored by: Citibank, N.A., 1 Court Square, Long Island City, NY 11120.
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