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Citi offers multiple benefits when you consolidate your private loans with us:
Reduce your monthly payments.
Loan consolidation allows you to extend the repayment term. That could result
in lower payments and extra money to pay for other monthly expenses, like car payments,
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Get interest rate reductions.
Receive a 0.25% interest rate reduction when you enroll in our auto-debit payment plan. Plus, get an additional 0.50% interest rate reduction for the remaining life of the loan when you make your first 48 consecutive monthly payments on time. |
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One convenient
payment.
Regardless of how many eligible loans you want to consolidate, you only have to
make one payment every month. |
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Choose your
repayment plan.
Everyone’s situation is different. Citi lets you choose a repayment
plan that makes the most sense for your life, plus there are no prepayment penalties. |
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Choose a low
fixed or variable interest rate.
Lock in a fixed interest rate and never worry about your rate rising, or choose a variable interest
rate.
Get a better rate.
Apply with a creditworthy co-signer to potentially receive a lower rate if you don’t have a strong credit history.
Online credit response in 3 minutes or less.
Apply online anytime between 7 a.m. and 11 p.m. E.T., Monday to Friday, and get a response in 3
minutes or less.
Enjoy a speedy, hassle-free application process.
Why wait? You can consolidate online today. |
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Let us keep you informed along the way!
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Find out just how
much you can save.
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