Pay Us Pay You

Seriously.

Simply open and fund a Citibank Checking account online and for every bill you pay online, up to ten bills a month, Citibank will pay you a dollar.

Let's review. Citibank gives you a great service for free (most banks charge for this service). We pay you up to $120 during the first year you use this service, AND it's going to make your life a lot easier.

Or call
1-800-374-9500
to apply by phone.

Don't forget to include code CW80 on your application

	#1 Online Banking Service.*

	Online Fraud Protection for your deposit accounts with SafeWeb.**

	Voted Best of The Web by Forbes magazine.***

	Customer Support when you need it 24/7.

	Wireless Banking Alerts keep you connected to your finances.

	Apply now or call 1-800-374-9500 to apply by phone.

	Remember to include your offer code CW80 on your application.

	OFFER DETAILS

	†This offer in not available at Citibank Financial Centers. To receive this offer, you must open and fund a Regular Checking account online with a minimum initial deposit of $1,500 by 12/31/02, and then make at least one bill payment within 60 days of funding the account. $1 will be credited to your account for each bill you pay online, maximum $10 credit per month, for one calendar year from the date on which your first online bill payment is made. Credits will be posted to your account within 60 days of the end of the statement period in which the bill payment appears. Basic Checking is not eligible for this offer. All accounts are subject to approval. Taxes, if any, are the responsibility of the customer. One offer per customer. Offer is not available to existing Citibank banking customers. Offers made to US residents 18 years of age or older only. Offer may be modified or withdrawn at any time without notice. Offer is not transferable.



	Citibank Online was ranked the #1 overall online banking service by Gómez™, the Internet quality measurement firm, in its First Quarter 2002, Internet Banker Scorecard™. Gómez, the Gómez logo and Gómez Internet Banker Scorecard are trademarks of Gómez, Inc. SafeWeb is a service of Travelers Insurance, a member of Citigroup. **Forbes magazine, 12/03/01, a publication of Forbes, Inc. © 2002 Citibank. Citibank, N.A., Citibank, F.S.B., Citibank (New York State), Citibank (West), FSB. Member FDIC. Citibank is a registered service mark of Citicorp.