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†OFFER DETAILS

This offer is not available at Citibank Financial Centers. To receive this offer, you must:


• Open and fund a Regular Checking account with the Citibank® EZ Checking pricing package at citibankonline.com with a minimum initial deposit of $1500 by 03/31/2006.
• Starting no later than the calendar month after the month in which your account is opened, pay 2 or more bills each calendar month for 3 consecutive months at citibankonline.com and receive $50.
• If you qualify to receive the initial $50 credit, and you pay 2 or more bills each calendar month for the next 3 months you will receive another $50. This can continue for up to 12 months from account opening. A maximum of $200 can be credited to your account. If at anytime during the 12 months you do not pay 2 bills within a month, you will no longer be eligible for any additional $50 credit(s). Each $50 will be credited to your account within 90 days at the end of the statement period in which you've satisfied each of the requirements stated above.

To pay a bill online means that funds are debited from your account during the applicable time period. Account must be in good standing at the time of each of the $50 credits. All accounts are subject to approval. The amount of any bonus payment will be reported to the IRS as interest earned in the year credited. Offer only available for first-time Citibank checking/deposit account customers, and will be paid only once to any individual. Non US residents and persons under 18 years of age are not eligible. Offer may be modified or withdrawn at any time without notice and is not transferable.

* Citibank EZ Checking package is free of monthly maintenance fees and per-check fees with 2 or more qualifying electronic bill payments from, or a direct deposit to, a Regular Checking account during the monthly statement period. Otherwise, when the $1,500 minimum balance requirement is not met, your package will be subject to a maintenance fee and a per-check fee. Qualifying electronic bill payments are individual or recurring bill payments that you make to a third party: by preauthorized transfer; using Citibank Online; or using CitiPhone Banking® bill payment service. Staff assisted bill payments are subject to monthly service charge of $4.95. Payments you made by check do not qualify.

** Forbes.com's Best of The Web chose Citibank Online as its favorite online banking site in its Spring 2005 issue.

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